Services

 

 


The financial professionals at RE Harper Associates, LLC help guide clients toward advantageous opportunities by clarifying:

  • An understanding of our client's  needs and goals
  • A defined strategic plan to help achieve those specific goals
  • Progressive professional guidance on adjustments to strategies and protocols

Harper associates provide expertise in issues ranging from retirement plans to institutional risk management, business succession and continuation strategies, employee and executive benefits,and estate conservation strategies. We specialize in helping clients develop a comprehensive, cohesive and holistic strategies that appropriately fit our client's unique needs, and enables both short- and long-term client objectives to be realistically defined, established, and ultimately realized.

We serve individuals and businesses with a broad range of financial services, including:

Business Strategies:

  • Nonqualified Executive Benefits
  • Business Continuation
  • Estate Planning
  • Executive and Employee Benefits
  • Retirement Plan Design
  • Risk Management Including Protocol Design, Implementation and Funding

Life Insurance Products:

  • Whole Life
  • Universal Life
  • Term
  • Survivorship Life
  • Corporate Owned Life Insurance

Individual Disability Insurance Products:

  • Disability Income
  • Overhead Expense
  • Multi-Life Programs

Deferred Annuities and Retirement Income Sstrategies:

  • Single Premium Immediate Annuities
  • Single Premium Deferred Annuities
  • Guaranteed Minimum Withdrawal Benefit Annuities

Group Benefits

Group Insurance Products:

  • Group Life
  • Group Term
  • Voluntary Group Term
  • Group Universal Life

Group Health

  • Medical
  • Dental
  • Vision
  • Pharmacy Management
  • Consumer Driven Health Plans (CDHP)
  • Flexible Spending Accounts (FSA)
  • Health Savings Accounts (HSA)
  • Dependent Care Administration

Group Disability

  • Short-Term Disability (STD)
  • Long-Term Disability (LTD)

Group Long-Term Care

  • Executive Care-Out Long Term Care

Group Retirement Planning (Qualified and Non-Qualified)

  • *401K
  • Defined Contribution Plans
  • Defined Benefit Contribution Plans
  • Defined Benefit Combination Plans
  • *SEP IRA
  • *SIMPLE IRA

Risk Management

Risk management (RM) design, implementation, and compliance support are offered to institutional clients only. RM is offered through Harper Services Group, LLC (HSG) a non-affiliated, strategic partner of R E Harper Associates, LLC. RM options include all phases of intitutional RM with the exclusion of securities transactions, management or analysis, whether public or private placement securities. Please refer to "Uncommon Solutions" tab on this site for expanded description of RM and RM services.


*R E Harper Associates offers plan design, but does not offer participants investment advice.